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Cost of living index > Property price index > Lowest mortgage rates in Asia

2025 - Cities With The Lowest Mortgage Rates In Asia

We strive to ensure the accuracy of our research data. If you can help improve it, please share some prices from your city

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Top Cities with the lowest mortgage rates in Asia 2025

Descending rankings:

Cities with the most expensive property prices in Asia

Rankings

Cities with the most expensive property prices in Asia Cities with the most expensive utilities in Asia Cities with the most expensive mobile services in Asia Cities with the most expensive internet service in Asia Cities with the most expensive apartment prices in Asia Cities with the most expensive rent prices in Asia Cities with the highest mortgage rates in Asia

Ascending rankings:

Cities with the lowest mortgage rates in Asia

Rankings

Cities with the cheapest property prices in Asia Cities with the cheapest utilities in Asia Cities with the cheapest mobile service in Asia Cities with the cheapest internet service in Asia Cities with the cheapest apartment prices in Asia Cities with the cheapest rent in Asia Cities with the lowest mortgage rates in Asia

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Ranking

Indicators

#

Place

Cities

Asian ranking

Mortgage rate (30 years, fixed)

More affordable at first

Mortgage monthly payment (1-bedroom apartment)

US Dollars, $

Rent price (1-bedroom apartment)

US Dollars, $
🏅 1
🇹🇼   Taoyuan, Taiwan
1.48
1 163.69
324.23
🥈 2
🇯🇵   Kawasaki, Japan
1.66
1 198.41
405.51
🥉 3
🇯🇵   Yokohama, Japan
1.70
668.32
424.57
4
🇯🇵   Kyoto, Japan
1.70
1 309.77
301.87
5
🇯🇵   Kobe, Japan
1.72
738.84
267.70
6
🇯🇵   Nagoya, Japan
1.74
330.35
345.04
7
🇯🇵   Saitama, Japan
1.74
864.95
197.69
8
🇯🇵   Tokyo, Japan
1.74
1 152.94
524.25
9
🇯🇵   Sapporo, Japan
1.75
371.79
290.06
10
🇹🇼   Tainan, Taiwan
1.81
528.59
169.28
11
🇯🇵   Osaka, Japan
1.98
637.17
388.75
12
🇹🇼   Taipei, Taiwan
2.01
1 587.02
441.77
13
🇹🇼   Taichung, Taiwan
2.11
962.02
263.10
14
🇹🇼   Kaohsiung, Taiwan
2.31
721.39
266.27
15
🇲🇴   Mação, Macao
3.06
2 144.56
708.03
16
🇸🇬   Singapore, Singapore
3.13
4 442.69
2 121.86
17
🇹🇭   Samut Prakan, Thailand
3.13
890.03
201.34
18
🇰🇷   Daejeon, South Korea
3.68
1 290.82
270.10
19
🇭🇰   Hong Kong, Hong Kong
3.70
4 932.00
1 617.76
20
🇲🇾   Malacca, Malaysia
3.70
21
🇰🇷   Gwangju, South Korea
3.80
1 653.46
310.08
22
🇨🇳   Beijing, China
3.84
2 193.23
457.69
23
🇨🇳   Guangzhou, China
3.96
1 287.02
278.68
24
🇨🇳   Suzhou, China
3.98
1 079.72
210.05
25
🇨🇳   Wuhan, China
3.98
717.85
250.74
26
🇰🇷   Busan, South Korea
4.03
2 432.14
289.59
27
🇰🇷   Ulsan, South Korea
4.10
882.83
186.18
28
🇨🇳   Shenzhen, China
4.16
2 088.05
394.10
29
🇨🇳   Shanghai, China
4.19
2 632.60
495.10
30
🇲🇾   Johor Bahru, Malaysia
4.23
319.14
332.91
31
🇨🇳   Chongqing, China
4.24
460.21
168.56
32
🇵🇭   Caloocan, Philippines
4.26
388.09
258.81
33
4.34
105.28
34
🇲🇾   Kuala Lumpur, Malaysia
4.36
454.48
319.72
35
🇨🇳   Tianjin, China
4.50
1 006.51
211.56
36
🇹🇭   Nonthaburi, Thailand
4.57
990.48
170.83
37
🇨🇳   Chengdu, China
4.57
697.84
155.90
38
🇲🇾   Klang, Malaysia
4.63
122.52
286.62
39
🇨🇳   Xi'An, China
4.66
585.83
193.82
40
5.05
302.32
152.27
41
🇰🇷   Incheon, South Korea
5.24
2 302.14
335.73
42
🇹🇭   Chiang Mai, Thailand
5.27
440.32
225.73
43
🇰🇷   Seoul, South Korea
5.34
4 348.48
501.50
44
🇰🇷   Suwon-si, South Korea
5.34
2 408.71
265.13
45
🇹🇭   Samut Sakhon, Thailand
5.36
557.88
427.00
46
🇰🇷   Daegu, South Korea
5.40
3 778.14
257.80
47
🇹🇱   Dili, Timor-Leste
5.56
1 543.99
853.13
48
🇹🇭   Phuket, Thailand
5.57
1 085.77
458.17
49
🇻🇳   Haiphong, Vietnam
5.59
200.09
265.30
50
🇵🇭   Taguig, Philippines
5.76
810.89
313.02
51
🇹🇭   Bangkok, Thailand
5.77
1 010.40
322.23
52
🇵🇭   Bulakan, Philippines
5.89
616.77
101.07
53
🇲🇳   Ulaanbaatar, Mongolia
6.55
403.47
418.10
54
🇦🇿   Sumqayit, Azerbaijan
6.68
281.59
223.24
55
🇵🇭   Manila, Philippines
6.90
1 200.14
240.86
56
🇻🇳   Bien Hoa, Vietnam
7.45
295.47
123.18
57
🇵🇭   Batangas, Philippines
7.59
819.19
75.10
58
🇹🇭   Kalasin, Thailand
7.72
1 194.13
82.05
59
🇮🇩   Surabaya, Indonesia
7.73
636.90
165.98
60
🇹🇲   Ashgabat, Turkmenistan
7.80
1 588.79
766.56
61
🇵🇭   Cebu City, Philippines
7.86
567.39
225.61
62
🇮🇩   Depok, Indonesia
8.01
382.93
48.79
63
🇮🇩   Sidoarjo, Indonesia
8.07
423.18
44.67
64
🇮🇩   Bandung, Indonesia
8.19
211.70
123.59
65
🇮🇳   Lucknow, India
8.31
373.01
96.26
66
8.33
699.06
173.58
67
🇮🇳   Delhi, India
8.37
671.65
161.29
68
🇮🇳   Ahmedabad, India
8.38
388.03
135.18
69
🇻🇳   Hải Dương, Vietnam
8.59
650.91
200.15
70
🇮🇳   Surat, India
8.59
339.82
546.92
71
🇮🇳   Mumbai, India
8.68
1 737.91
382.47
72
🇮🇩   Bekasi, Indonesia
8.75
539.99
152.90
73
8.88
607.90
65.79
74
🇮🇩   Medan, Indonesia
8.93
333.25
103.20
75
🇮🇳   Kolkata, India
8.95
297.03
79.02
76
🇮🇩   Jakarta, Indonesia
8.99
499.47
264.46
77
9.02
1 119.56
285.87
78
🇮🇳   Jaipur, India
9.07
243.60
83.72
79
🇮🇳   Bengaluru, India
9.12
664.62
173.13
80
🇮🇩   Tangerang, Indonesia
9.26
285.07
177.20
81
🇦🇿   Baku, Azerbaijan
9.40
557.71
246.84
82
🇮🇳   Hyderabad, India
9.45
500.09
136.76
83
🇹🇭   Yala, Thailand
9.46
857.73
143.29
84
🇻🇳   Da Nang, Vietnam
9.55
582.75
252.59
85
🇮🇳   Chennai, India
9.56
440.35
118.69
86
🇰🇭   Phnom Penh, Cambodia
9.84
872.61
288.67
87
🇱🇦   Vientiane, Laos
9.87
59.22
825.11
88
🇻🇳   Can Tho, Vietnam
9.90
730.96
111.51
89
🇷🇺   Khabarovsk, Russia
10.03
789.27
268.68
90
🇧🇩   Gazipur, Bangladesh
10.11
441.44
40.39
91
🇷🇺   Saratov, Russia
10.15
596.97
187.23
92
10.31
976.92
166.91
93
🇷🇺   Makhachkala, Russia
10.37
392.71
264.91
94
🇻🇳   Hanoi, Vietnam
10.72
1 017.52
261.31
95
🇧🇩   Dhaka, Bangladesh
10.93
351.22
64.35
96
🇧🇩   Noakhali, Bangladesh
10.99
15.64
97
🇧🇩   Narsingdi, Bangladesh
11.09
31.67
98
🇵🇰   Quetta, Pakistan
11.11
1 883.27
74.48
99
🇧🇩   Chattogram, Bangladesh
11.20
288.42
54.87
100
🇷🇺   Volgograd, Russia
11.25
698.74
170.25
101
11.28
779.83
189.50
102
🇷🇺   Krasnodar, Russia
11.42
740.32
214.13
103
🇷🇺   Chelyabinsk, Russia
11.93
495.60
190.19
104
12.08
434.61
297.72
105
🇷🇺   Tolyatti, Russia
12.44
631.07
212.91
106
🇳🇵   Kathmandu, Nepal
12.50
917.80
102.26
107
🇲🇻   Malé, Maldives
12.53
1 573.70
735.48
108
🇷🇺   Yekaterinburg, Russia
12.73
945.82
252.90
109
13.13
41.75
204.75
110
🇷🇺   Novosibirsk, Russia
13.54
878.04
235.27
111
🇺🇿   Bukhara, Uzbekistan
13.63
251.26
141.90
112
🇷🇺   Irkutsk, Russia
13.67
905.37
281.70
113
14.33
1 076.12
219.83
114
🇰🇿   Aktobe, Kazakhstan
14.50
280.41
196.54
115
🇷🇺   Barnaul, Russia
14.52
1 122.93
245.19
116
🇷🇺   Kazan, Russia
14.70
1 427.30
260.92
117
🇷🇺   Rostov-on-Don, Russia
14.92
865.27
367.88
118
🇰🇿   Karaganda, Kazakhstan
15.35
289.05
200.00
119
🇷🇺   Ufa, Russia
15.38
1 004.97
171.60
120
🇷🇺   Omsk, Russia
15.41
848.61
179.00
121
🇰🇿   Almaty, Kazakhstan
16.69
1 155.21
412.17
122
🇵🇰   Multan, Pakistan
17.02
99.62
45.82
123
🇷🇺   Vladivostok, Russia
17.08
1 460.86
321.75
124
🇺🇿   Namangan, Uzbekistan
17.17
345.02
146.25
125
🇺🇿   Fergana, Uzbekistan
17.17
2 065.59
198.66
126
18.05
2 042.40
329.76
127
🇰🇿   Shymkent, Kazakhstan
18.62
972.41
215.16
128
🇱🇰   Colombo, Sri Lanka
18.73
1 494.44
159.52
129
🇦🇫   Herat, Afghanistan
19.10
282.67
40.01
130
🇵🇰   Rawalpindi, Pakistan
19.27
626.66
57.93
131
🇹🇯   Dushanbe, Tajikistan
19.30
573.70
211.16
132
🇵🇰   Faisalabad, Pakistan
19.45
985.89
52.76
133
🇵🇰   Karachi, Pakistan
19.50
385.70
80.96
134
🇰🇬   Bishkek, Kyrgyzstan
19.63
1 049.75
343.17
135
🇦🇫   Kabul, Afghanistan
19.92
260.04
63.04
136
🇵🇰   Peshawar, Pakistan
20.23
181.69
46.94
137
🇺🇿   Samarkand, Uzbekistan
20.87
681.40
178.63
138
🇷🇺   Moscow, Russia
20.91
3 986.59
567.46
139
🇵🇰   Gujranwala, Pakistan
21.27
621.35
19.13
140
🇵🇰   Lahore, Pakistan
21.69
724.61
77.86
141
🇺🇿   Nukus, Uzbekistan
21.96
641.68
141.28
142
🇺🇿   Tashkent, Uzbekistan
23.55
1 399.39
416.99

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