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Cost of living index > Property price index > Lowest mortgage rates in Africa

2025 - Cities With The Lowest Mortgage Rates In Africa

We strive to ensure the accuracy of our research data. If you can help improve it, please share some prices from your city

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Top Cities with the lowest mortgage rates in Africa 2025

Descending rankings:

Cities with the most expensive property prices in Africa

Rankings

Cities with the most expensive property prices in Africa Cities with the most expensive utilities in Africa Cities with the most expensive mobile services in Africa Cities with the most expensive internet service in Africa Cities with the most expensive apartment prices in Africa Cities with the most expensive rent prices in Africa Cities with the highest mortgage rates in Africa

Ascending rankings:

Cities with the lowest mortgage rates in Africa

Rankings

Cities with the cheapest property prices in Africa Cities with the cheapest utilities in Africa Cities with the cheapest mobile services in Africa Cities with the cheapest internet service in Africa Cities with the cheapest apartment prices in Africa Cities with the cheapest rent in Africa Cities with the lowest mortgage rates in Africa

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Ranking

Indicators

#

Place

Cities

African ranking

Mortgage rate (30 years, fixed)

More affordable at first

Mortgage monthly payment (1-bedroom apartment)

US Dollars, $

Rent price (1-bedroom apartment)

US Dollars, $
🏅 1
🇹🇩   N'Djamena, Chad
3.62
45.23
166.50
🥈 2
🇰🇲   Moroni, Comoros
3.71
428.78
547.39
🥉 3
🇲🇦   Tangier, Morocco
4.30
349.88
195.82
4
🇲🇦   Meknes, Morocco
4.30
182.26
147.35
5
🇱🇷   Monrovia, Liberia
4.67
1 606.33
87.75
6
🇧🇯   Cotonou, Benin
4.73
218.59
135.17
7
🇲🇦   Casablanca, Morocco
5.01
384.72
287.82
8
🇨🇲   Bamenda, Cameroon
5.05
151.17
94.51
9
🇲🇦   Agadir, Morocco
5.31
354.60
145.98
10
🇨🇲   Yaoundé, Cameroon
5.79
44.15
173.95
11
🇩🇿   Blida, Algeria
5.93
156.21
106.23
12
🇬🇼   Bissau, Guinea-Bissau
6.00
590.85
211.06
13
🇩🇿   Algiers, Algeria
6.06
431.34
129.89
14
🇩🇿   Oran, Algeria
6.15
334.52
99.27
15
🇲🇺   Port Louis, Mauritius
6.32
523.45
367.09
16
🇩🇿   Setif, Algeria
6.69
149.96
52.02
17
6.89
1 434.00
438.99
18
7.23
571.89
189.20
19
🇪🇬   Luxor, Egypt
7.58
47.03
64.35
20
🇱🇸   Maseru, Lesotho
8.04
244.97
64.63
21
8.08
52.47
237.15
22
🇸🇴   Mogadishu, Somalia
8.10
15 498.60
78.81
23
🇹🇬   Lomé, Togo
8.20
212.15
149.89
24
🇸🇳   Dakar, Senegal
8.39
710.06
302.74
25
🇨🇻   Praia, Cabo Verde
8.41
453.81
227.60
26
8.47
866.06
2 102.03
27
🇪🇹   Jimma, Ethiopia
8.51
540.71
136.03
28
🇧🇼   Gaborone, Botswana
8.63
22 389.90
148.25
29
🇸🇩   Omdurman, Sudan
9.50
353.25
180.08
30
🇿🇲   Kitwe, Zambia
9.53
354.06
299.85
31
🇩🇿   Constantine, Algeria
9.74
477.19
68.79
32
🇩🇯   Djibouti, Djibouti
9.84
6 476.32
1 034.45
33
🇬🇳   Conakry, Guinea
10.62
244.57
487.31
34
🇳🇦   Windhoek, Namibia
10.81
492.99
266.01
35
🇿🇦   Pretoria, South Africa
10.84
396.27
379.35
36
🇹🇿   Dodoma, Tanzania
10.85
329.33
182.00
37
🇪🇹   Harar, Ethiopia
11.03
334.09
48.49
38
🇿🇦   Gqeberha, South Africa
11.14
405.61
398.66
39
🇿🇦   Durban, South Africa
11.19
764.33
338.35
40
🇸🇸   Juba, South Sudan
11.35
2 596.57
2 578.50
41
🇦🇴   N'dalatando, Angola
11.42
551.15
349.97
42
🇹🇿   Mwanza, Tanzania
11.42
344.41
78.00
43
🇳🇪   Niamey, Niger
11.59
57 824.04
382.38
44
🇹🇳   Tunis, Tunisia
11.66
507.01
165.94
45
🇰🇪   Nakuru, Kenya
11.68
562.00
120.11
46
🇰🇪   Kisumu, Kenya
11.70
487.01
104.53
47
11.82
548.88
331.50
48
🇿🇲   Livingstone, Zambia
11.83
568.71
250.03
49
🇪🇹   Mekele, Ethiopia
12.00
323.99
124.20
50
🇹🇿   Tanga, Tanzania
12.08
289.85
506.99
51
🇲🇱   Bamako, Mali
12.12
653.85
776.25
52
🇹🇿   Mbeya, Tanzania
12.14
290.97
80.75
53
12.17
846.81
469.10
54
🇰🇪   Ruiru, Kenya
12.26
812.54
72.26
55
🇰🇪   Thika, Kenya
12.26
395.39
104.78
56
🇪🇷   Asmara, Eritrea
12.42
1 361.35
421.60
57
🇨🇮   Abidjan, Ivory Coast
12.51
868.72
297.92
58
🇬🇭   Tamale, Ghana
12.53
261.94
49.92
59
🇦🇴   Cabinda, Angola
12.60
752.58
649.98
60
🇹🇿   Arusha, Tanzania
12.61
526.99
137.10
61
12.79
364.31
182.88
62
🇰🇪   Eldoret, Kenya
12.79
422.30
84.17
63
🇬🇦   Libreville, Gabon
13.24
1 926.39
444.12
64
🇰🇪   Mombasa, Kenya
13.46
2 983.86
98.76
65
🇨🇮   Bouake, Ivory Coast
13.52
281.07
150.03
66
🇪🇹   Bahir Dar, Ethiopia
13.58
1 166.93
149.97
67
🇿🇼   Harare, Zimbabwe
13.73
427.77
264.06
68
🇪🇬   Hurghada, Egypt
13.81
336.16
132.27
69
🇰🇪   Meru, Kenya
13.82
1 655.40
92.69
70
🇧🇮   Bujumbura, Burundi
14.08
416.93
70.53
71
🇪🇬   Cairo, Egypt
14.33
374.88
136.43
72
14.63
398.09
43.70
73
🇸🇱   Freetown, Sierra Leone
14.65
899.06
925.50
74
🇹🇿   Tabora, Tanzania
14.85
263.09
99.97
75
🇰🇪   Nairobi, Kenya
14.98
910.66
170.76
76
🇲🇼   Lilongwe, Malawi
15.15
558.04
63.15
77
🇰🇪   Naivasha, Kenya
15.27
622.75
74.66
78
🇷🇼   Kigali, Rwanda
15.47
19 255.81
314.37
79
🇹🇿   Iringa, Tanzania
15.50
456.72
150.15
80
🇰🇪   Nyeri, Kenya
15.57
733.73
67.89
81
🇪🇹   Adama, Ethiopia
15.60
459.48
286.50
82
🇪🇬   Alexandria, Egypt
15.61
318.08
58.35
83
🇪🇹   Hawassa, Ethiopia
15.77
649.61
100.08
84
🇹🇿   Moshi, Tanzania
15.83
605.65
200.03
85
🇳🇬   Ibadan, Nigeria
15.92
46.75
439.92
86
🇪🇬   Port Said, Egypt
15.92
332.10
123.34
87
🇲🇷   Nouakchott, Mauritania
16.09
1 048.37
172.49
88
16.57
1 033.71
453.55
89
🇳🇬   Lagos, Nigeria
16.74
1 214.79
498.42
90
🇪🇹   Addis Ababa, Ethiopia
16.90
1 781.07
441.76
91
🇹🇿   Songea, Tanzania
17.03
399.90
150.08
92
🇲🇿   Beira, Mozambique
17.17
604.66
150.00
93
🇨🇲   Bafoussam, Cameroon
17.94
630.96
59.22
94
18.00
514.28
238.75
95
18.08
847.63
292.50
96
🇳🇬   Kano, Nigeria
18.08
529.85
171.94
97
🇳🇬   Port Harcourt, Nigeria
18.18
958.56
628.91
98
🇲🇿   Nampula, Mozambique
18.50
541.62
149.85
99
🇿🇲   Chingola, Zambia
18.50
11 156.22
149.92
100
🇲🇿   Chimoio, Mozambique
19.58
458.22
149.97
101
🇨🇲   Douala, Cameroon
19.69
1 008.16
557.05
102
19.78
7 478.74
301.21
103
🇹🇿   Morogoro, Tanzania
19.99
818.20
150.15
104
🇿🇲   Kabwe, Zambia
20.29
474.65
149.97
105
🇳🇬   Abuja, Nigeria
21.94
1 407.80
1 220.58
106
🇸🇩   Khartoum, Sudan
22.08
982.78
265.34
107
🇿🇲   Ndola, Zambia
22.21
1 037.90
103.52
108
🇿🇲   Lusaka, Zambia
22.65
6 179.75
117.33
109
🇺🇬   Kampala, Uganda
22.77
1 251.84
238.16
110
🇬🇭   Kumasi, Ghana
22.94
119.47
150.00
111
🇲🇿   Matola, Mozambique
23.24
1 085.44
409.30
112
🇦🇴   Luanda, Angola
23.40
3 111.56
298.49
113
🇬🇭   Accra, Ghana
23.40
3 600.44
126.63
114
🇲🇿   Maputo, Mozambique
25.64
2 941.41
282.09
115
🇱🇾   Benghazi, Libya
25.88
331.05
109.79
116
🇦🇴   Benguela, Angola
26.65
1 243.89
249.92

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