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2025 - Asian Countries With The Lowest Mortgage Rates

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Top Asian countries with the lowest mortgage rates 2025

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Ranking

Indicators

#

Place

Countries

Asian ranking

Mortgage rate (30 years, fixed)

More affordable at first

Mortgage monthly payment (1-bedroom apartment)

US Dollars, $

Rent price (1-bedroom apartment)

US Dollars, $
🏅 1
🇹🇼   Taiwan
1.79
966.84
303.77
🥈 2
🇯🇵   Japan
1.85
739.97
358.00
🥉 3
🇲🇴   Macao
3.01
2 819.88
877.89
4
🇸🇬   Singapore
3.13
4 442.69
2 121.86
5
🇭🇰   Hong Kong
3.70
4 932.00
1 617.76
6
🇲🇾   Malaysia
3.91
319.89
196.93
7
🇧🇳   Brunei
4.09
546.94
408.02
8
🇨🇳   China
4.27
841.97
195.49
9
🇰🇷   South Korea
4.45
1 304.60
310.73
10
🇹🇭   Thailand
5.49
653.96
206.29
11
🇹🇱   Timor-Leste
5.56
1 543.99
853.13
12
🇵🇭   Philippines
7.27
534.58
155.67
13
🇲🇳   Mongolia
7.56
340.90
246.51
14
🇮🇳   India
8.58
463.11
83.89
15
🇮🇩   Indonesia
8.61
439.45
129.48
16
🇲🇻   Maldives
8.83
666.16
445.40
17
🇧🇹   Bhutan
9.05
937.09
108.94
18
🇦🇿   Azerbaijan
9.21
369.83
171.93
19
🇱🇦   Laos
9.25
224.39
515.10
20
🇹🇲   Turkmenistan
9.58
710.72
353.58
21
🇻🇳   Vietnam
9.62
617.67
190.90
22
🇰🇭   Cambodia
9.81
569.21
179.70
23
🇲🇲   Myanmar (Burma)
9.86
372.73
154.92
24
🇧🇩   Bangladesh
10.02
304.37
37.01
25
🇳🇵   Nepal
12.55
662.12
58.89
26
🇷🇺   Russia
12.68
834.24
209.80
27
🇦🇫   Afghanistan
14.20
234.30
71.32
28
🇰🇿   Kazakhstan
16.12
632.88
215.84
29
🇹🇯   Tajikistan
16.13
440.70
159.40
30
🇱🇰   Sri Lanka
17.24
1 040.91
253.17
31
🇰🇬   Kyrgyzstan
17.33
680.11
206.29
32
🇵🇰   Pakistan
18.78
474.40
59.01
33
🇺🇿   Uzbekistan
20.17
673.63
149.92

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