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Cost of living index > Property price index > Cities with the highest mortgage rates

2025 - Cities With The Highest Mortgage Rates In The World

We strive to ensure the accuracy of our research data. If you can help improve it, please share some prices from your city

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World
Europe
Asia
Africa
Middle East

Top 300 Cities with the highest mortgage rates in the world 2025

Descending rankings:

Cities with the highest mortgage rates in the world

Rankings

Cities with the most expensive property prices in the world Cities with the most expensive utilities in the world Cities with the most expensive mobile services in the world Cities with the most expensive internet service Cities with the most expensive apartment prices Cities with the most expensive rent prices Cities with the highest mortgage rates in the world

Ascending rankings:

Cities with the cheapest property prices in the world

Rankings

Cities with the cheapest property prices in the world Cities with the cheapest utilities in the world Cities with the cheapest mobile service in the world Cities with the cheapest internet service in the world Cities with the cheapest apartment prices in the world Cities with the cheapest rent in the world Cities with the lowest mortgage rates in the world

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Ranking

Indicators

#

Place

Cities

World ranking

Mortgage rate (30 years, fixed)

More expensive at first

Mortgage monthly payment (1-bedroom apartment)

US Dollars, $

Rent price (1-bedroom apartment)

US Dollars, $
🏅 1
🇹🇷   İstanbul, Turkey
49.40
5 818.94
594.62
🥈 2
🇹🇷   Ankara, Turkey
42.53
2 785.61
459.54
🥉 3
🇹🇷   Bursa, Turkey
38.31
2 214.50
280.56
4
🇹🇷   İzmir, Turkey
30.31
1 707.13
404.58
5
🇹🇷   Antalya, Turkey
23.59
1 587.87
462.84
6
🇺🇦   Odesa, Ukraine
21.11
1 040.63
147.99
7
🇺🇦   Kharkiv, Ukraine
21.05
862.93
141.62
8
🇷🇺   Moscow, Russia
20.91
3 986.59
567.46
9
🇺🇦   Luhansk, Ukraine
20.82
565.26
133.47
10
🇺🇦   Kyiv, Ukraine
19.47
1 517.86
338.53
11
🇺🇦   Donetsk, Ukraine
19.26
445.63
225.13
12
🇺🇦   Dnipro, Ukraine
18.12
1 111.53
289.42
13
18.05
2 042.40
329.76
14
🇷🇺   Vladivostok, Russia
17.08
1 460.86
321.75
15
🇦🇲   Yerevan, Armenia
16.03
1 591.86
646.51
16
🇺🇦   Lviv, Ukraine
15.58
908.05
342.61
17
🇷🇺   Omsk, Russia
15.41
848.61
179.00
18
🇷🇺   Ufa, Russia
15.38
1 004.97
171.60
19
🇷🇺   Rostov-on-Don, Russia
14.92
865.27
367.88
20
🇷🇺   Kazan, Russia
14.70
1 427.30
260.92
21
🇷🇺   Barnaul, Russia
14.52
1 122.93
245.19
22
14.33
1 076.12
219.83
23
🇧🇾   Minsk, Belarus
13.90
1 053.20
281.58
24
🇷🇺   Irkutsk, Russia
13.67
905.37
281.70
25
🇷🇺   Novosibirsk, Russia
13.54
878.04
235.27
26
🇬🇪   Batumi, Georgia
12.95
649.71
351.72
27
🇷🇺   Yekaterinburg, Russia
12.73
945.82
252.90
28
🇷🇺   Tolyatti, Russia
12.44
631.07
212.91
29
🇲🇽   Tijuana, Mexico
12.38
1 195.98
460.03
30
12.17
846.81
469.10
31
12.08
434.61
297.72
32
🇲🇽   Leon, Mexico
11.95
501.13
302.45
33
🇷🇺   Chelyabinsk, Russia
11.93
495.60
190.19
34
🇲🇽   Mexico City, Mexico
11.85
1 624.22
530.55
35
11.82
548.88
331.50
36
🇲🇽   Ciudad Juárez, Mexico
11.64
292.54
236.78
37
🇬🇪   Tbilisi, Georgia
11.54
769.40
427.23
38
🇷🇺   Krasnodar, Russia
11.42
740.32
214.13
39
🇷🇺   Volgograd, Russia
11.25
698.74
170.25
40
🇿🇦   Durban, South Africa
11.19
764.33
338.35
41
🇿🇦   Gqeberha, South Africa
11.14
405.61
398.66
42
🇲🇽   Monterrey, Mexico
11.14
1 991.63
644.17
43
11.10
440.40
496.31
44
🇲🇽   Puebla, Mexico
10.85
380.40
400.70
45
🇿🇦   Pretoria, South Africa
10.84
396.27
379.35
46
🇲🇽   Guadalajara, Mexico
10.71
1 020.14
417.95
47
🇲🇩   Chișinău, Moldova
10.51
779.64
390.74
48
🇨🇷   San José, Costa Rica
10.44
1 027.93
478.35
49
🇷🇺   Makhachkala, Russia
10.37
392.71
264.91
50
🇷🇺   Saratov, Russia
10.15
596.97
187.23
51
🇷🇺   Khabarovsk, Russia
10.03
789.27
268.68
52
🇬🇪   Kutaisi, Georgia
9.65
455.53
233.33
53
🇮🇳   Chennai, India
9.56
440.35
118.69
54
🇮🇳   Hyderabad, India
9.45
500.09
136.76
55
🇮🇳   Bengaluru, India
9.12
664.62
173.13
56
🇮🇳   Jaipur, India
9.07
243.60
83.72
57
🇮🇳   Kolkata, India
8.95
297.03
79.02
58
🇮🇸   Reykjavík, Iceland
8.95
2 764.39
1 701.67
59
🇮🇳   Mumbai, India
8.68
1 737.91
382.47
60
🇮🇳   Surat, India
8.59
339.82
546.92
61
🇮🇳   Ahmedabad, India
8.38
388.03
135.18
62
🇮🇳   Delhi, India
8.37
671.65
161.29
63
🇮🇳   Lucknow, India
8.31
373.01
96.26
64
🇭🇺   Szeged, Hungary
8.20
1 054.05
288.66
65
🇵🇱   Kraków, Poland
8.01
1 774.02
675.93
66
🇹🇲   Ashgabat, Turkmenistan
7.80
1 588.79
766.56
67
🇭🇺   Debrecen, Hungary
7.79
956.23
368.36
68
🇵🇱   Warsaw, Poland
7.67
2 047.37
787.90
69
🇵🇱   Poznań, Poland
7.38
1 186.39
618.78
70
🇱🇮   Vaduz, Liechtenstein
7.38
2 344.50
1 133.67
71
🇨🇦   Brampton, Canada
7.16
1 913.95
1 218.43
72
🇦🇺   Newcastle, Australia
7.11
2 058.92
990.84
73
🇨🇦   Regina, Canada
7.10
891.61
732.78
74
🇨🇦   Saskatoon, Canada
7.07
955.31
814.92
75
🇨🇦   London, Canada
7.06
1 294.16
1 261.51
76
🇷🇴   Iași, Romania
7.04
630.09
291.07
77
🇨🇦   Oakville, Canada
7.02
3 030.91
1 392.28
78
🇺🇸   Baltimore, Maryland
7.02
882.06
1 310.83
79
🇺🇸   Boston, Massachusetts
7.00
2 662.44
2 591.07
80
🇳🇿   Auckland, New Zealand
6.97
2 918.12
1 018.44
81
🇺🇸   Atlanta, Georgia
6.95
1 175.32
1 446.00
82
🇺🇸   Louisville, Kentucky
6.92
1 466.04
1 143.03
83
🇦🇺   Hobart, Australia
6.91
1 995.23
1 074.74
84
6.91
1 056.43
1 412.45
85
🇨🇦   Burlington, Canada
6.91
1 910.57
1 372.94
86
🇺🇸   El Paso, Texas
6.88
860.23
811.75
87
🇺🇸   Wilmington, Delaware
6.87
1 148.98
1 674.16
88
🇵🇱   Wrocław, Poland
6.87
1 417.67
621.65
89
🇨🇦   Québec City, Canada
6.87
1 377.67
812.08
90
🇺🇸   Seattle, Washington
6.87
2 514.35
1 891.18
91
6.84
1 345.84
1 562.09
92
🇺🇸   Fresno, California
6.83
1 186.35
1 384.31
93
🇺🇸   Las Vegas, Nevada
6.83
1 188.75
1 277.18
94
🇨🇦   Markham, Canada
6.81
1 665.87
1 446.94
95
🇨🇦   Mississauga, Canada
6.79
2 873.21
1 481.83
96
🇺🇸   Jacksonville, Florida
6.79
1 172.35
1 437.81
97
🇵🇱   Gdańsk, Poland
6.78
1 366.96
669.09
98
6.77
2 574.54
1 933.88
99
🇷🇴   Craiova, Romania
6.77
641.95
265.26
100
🇵🇱   Bydgoszcz, Poland
6.75
988.56
466.67
101
🇷🇴   Bucharest, Romania
6.75
746.00
365.85
102
🇺🇸   Indianapolis, Indiana
6.74
678.01
1 044.74
103
🇺🇸   Omaha, Nebraska
6.74
870.18
1 100.36
104
6.72
2 732.20
1 218.34
105
🇺🇸   San Jose, California
6.70
4 445.78
2 424.56
106
🇭🇺   Budapest, Hungary
6.66
1 155.28
445.36
107
🇨🇦   Hamilton, Canada
6.64
5 986.77
1 156.01
108
🇨🇦   Surrey, Canada
6.63
3 955.50
1 270.98
109
🇷🇴   Constanța, Romania
6.62
600.95
412.82
110
🇨🇦   Vancouver, Canada
6.61
2 935.55
1 731.48
111
🇦🇺   Adelaide, Australia
6.58
1 700.49
1 030.17
112
🇨🇦   Richmond, Canada
6.56
3 558.96
1 257.95
113
🇵🇱   Łódź, Poland
6.55
849.67
443.16
114
🇨🇦   Richmond Hill, Canada
6.53
5 554.57
1 888.44
115
6.50
1 182.26
1 139.29
116
🇨🇦   Vaughan, Canada
6.49
2 097.14
1 484.62
117
🇨🇦   Burnaby, Canada
6.49
1 917.88
1 722.04
118
🇺🇸   Austin, Texas
6.49
1 152.49
1 447.60
119
🇷🇴   Timișoara, Romania
6.48
608.20
308.33
120
🇨🇦   Ottawa, Canada
6.48
1 875.79
1 308.31
121
🇨🇦   Winnipeg, Canada
6.45
1 225.17
936.05
122
🇨🇦   Gatineau, Canada
6.44
2 862.23
800.19
123
🇺🇸   Miami, Florida
6.43
1 841.50
2 043.02
124
🇷🇴   Cluj-Napoca, Romania
6.43
1 173.63
437.78
125
🇺🇸   Tucson, Arizona
6.43
1 036.64
1 113.34
126
🇨🇦   Laval, Canada
6.42
67.04
1 111.69
127
🇺🇸   Memphis, Tennessee
6.41
612.43
1 036.40
128
🇨🇦   Windsor, Canada
6.40
1 074.53
1 103.90
129
🇨🇦   Oshawa, Canada
6.38
5 010.00
791.53
130
6.38
4 654.80
2 717.81
131
🇦🇺   Gold Coast, Australia
6.37
1 798.45
1 263.71
132
🇺🇸   Phoenix, Arizona
6.34
1 424.55
1 352.26
133
🇺🇸   Houston, Texas
6.32
785.95
1 158.29
134
🇺🇸   Fort Worth, Texas
6.32
952.26
1 164.61
135
6.32
2 862.43
2 222.33
136
🇺🇸   Oakland, California
6.31
2 869.59
1 508.11
137
🇨🇦   Toronto, Canada
6.30
3 111.87
1 384.21
138
🇺🇸   Sacramento, California
6.30
1 754.19
1 659.72
139
🇺🇸   San Antonio, Texas
6.29
851.74
1 288.60
140
6.29
962.74
1 125.68
141
🇺🇸   Chicago, Illinois
6.27
1 088.65
1 451.39
142
🇨🇦   Kitchener, Canada
6.27
1 725.24
1 258.96
143
🇺🇸   Dallas, Texas
6.27
1 000.87
1 568.22
144
🇺🇸   Milwaukee, Wisconsin
6.25
774.24
1 198.53
145
6.25
1 093.25
1 537.50
146
🇺🇸   Long Beach, California
6.23
2 923.39
1 957.75
147
🇨🇦   Longueuil, Canada
6.23
41.95
982.90
148
🇦🇱   Tirana, Albania
6.23
607.95
409.34
149
🇺🇸   Nashville, Tennessee
6.22
1 403.18
1 722.85
150
6.22
697.30
952.41
151
🇰🇼   Kuwait City, Kuwait
6.20
1 216.52
707.27
152
🇵🇱   Gdynia, Poland
6.19
1 233.73
617.85
153
🇺🇸   Minneapolis, Minnesota
6.19
1 011.66
1 186.25
154
🇺🇸   New York, New York
6.18
5 154.52
2 568.15
155
🇺🇸   Columbus, Ohio
6.18
1 223.87
1 251.11
156
6.17
1 376.04
948.87
157
🇨🇦   Calgary, Canada
6.17
1 228.75
1 145.63
158
🇺🇸   Portland, Oregon
6.16
1 369.52
1 467.36
159
🇦🇺   Sydney, Australia
6.15
3 669.66
1 338.93
160
🇨🇦   Halifax, Canada
6.14
1 121.81
1 211.26
161
🇺🇸   Kansas City, Missouri
6.14
779.69
1 040.00
162
🇬🇧   Leeds, United Kingdom
6.13
1 321.47
973.94
163
🇵🇱   Szczecin, Poland
6.13
872.27
510.13
164
🇺🇸   Denver, Colorado
6.13
1 451.52
1 671.06
165
🇦🇺   Perth, Australia
6.11
1 665.80
1 024.07
166
🇦🇺   Canberra, Australia
6.09
2 151.51
1 425.11
167
🇦🇺   Blacktown, Australia
6.09
1 251.20
715.31
168
🇦🇺   Wollongong, Australia
6.09
1 299.33
671.17
169
🇨🇿   Ostrava, Czechia
6.09
743.21
410.32
170
🇦🇺   Melbourne, Australia
6.06
2 333.12
1 212.50
171
🇦🇺   Geelong, Australia
6.06
2 232.63
1 113.04
172
🇨🇦   Edmonton, Canada
6.05
1 036.91
911.43
173
🇺🇸   San Diego, California
6.03
2 989.06
2 245.07
174
🇶🇦   Ar-Rayyan, Qatar
6.01
1 134.77
1 025.06
175
🇦🇺   Brisbane, Australia
6.01
1 933.45
1 328.19
176
5.99
1 712.61
1 068.75
177
🇺🇸   Detroit, Michigan
5.99
570.09
1 065.10
178
5.98
2 446.00
1 307.15
179
5.95
1 111.29
724.53
180
5.91
1 960.57
708.74
181
🇷🇸   Belgrade, Serbia
5.82
1 018.35
471.45
182
5.79
1 598.99
1 079.34
183
🇨🇦   Montreal, Canada
5.78
1 720.61
977.63
184
5.73
1 096.23
1 036.14
185
🇮🇱   Jerusalem, Israel
5.73
3 616.37
1 013.14
186
🇦🇺   Ipswich, Australia
5.68
1 135.57
856.98
187
5.65
1 420.28
928.84
188
🇲🇪   Podgorica, Montenegro
5.65
790.10
422.03
189
5.58
882.41
1 013.15
190
5.56
1 529.28
982.18
191
🇨🇿   Brno, Czechia
5.54
1 489.59
616.09
192
5.53
3 210.01
1 632.05
193
🇰🇷   Daegu, South Korea
5.40
3 778.14
257.80
194
5.38
1 015.88
744.86
195
🇰🇷   Suwon-si, South Korea
5.34
2 408.71
265.13
196
🇰🇷   Seoul, South Korea
5.34
4 348.48
501.50
197
🇨🇿   Prague, Czechia
5.30
1 953.73
771.83
198
5.24
587.07
706.21
199
🇰🇷   Incheon, South Korea
5.24
2 302.14
335.73
200
🇪🇪   Tallinn, Estonia
5.12
1 138.01
540.39
201
🇸🇦   Riyadh, Saudi Arabia
5.10
631.48
848.80
202
🇮🇱   Tel Aviv-Yafo, Israel
5.08
4 694.60
1 273.99
203
🇸🇪   Malmö, Sweden
5.08
984.73
684.60
204
5.06
1 133.40
908.47
205
🇮🇹   Naples, Italy
5.01
970.78
547.98
206
🇶🇦   Doha, Qatar
5.00
1 567.12
1 628.17
207
🇮🇹   Palermo, Italy
4.99
350.66
371.56
208
🇸🇦   Jeddah, Saudi Arabia
4.96
387.39
420.61
209
4.95
979.11
838.73
210
🇬🇧   Barnet, United Kingdom
4.92
1 437.66
1 230.14
211
4.88
1 746.06
768.69
212
🇸🇦   Makkah, Saudi Arabia
4.83
431.79
274.72
213
🇨🇾   Nicosia, Cyprus
4.83
679.88
524.37
214
🇬🇧   London, United Kingdom
4.82
3 610.87
2 097.28
215
🇮🇱   Haifa, Israel
4.81
2 055.69
684.21
216
🇳🇴   Oslo, Norway
4.79
2 182.75
1 105.36
217
🇳🇱   Utrecht, Netherlands
4.71
1 576.86
1 249.65
218
4.70
1 213.25
1 347.78
219
🇮🇪   Cork, Ireland
4.69
1 283.24
1 241.61
220
🇨🇳   Xi'An, China
4.66
585.83
193.82
221
4.64
2 123.60
1 067.04
222
🇮🇹   Verona, Italy
4.60
804.05
633.15
223
🇬🇷   Thessaloniki, Greece
4.57
831.08
425.76
224
🇨🇳   Chengdu, China
4.57
697.84
155.90
225
🇩🇰   Aarhus, Denmark
4.53
1 398.90
903.51
226
🇬🇷   Athens, Greece
4.52
1 039.46
510.61
227
🇵🇹   Lisbon, Portugal
4.51
1 363.88
1 072.74
228
🇨🇳   Tianjin, China
4.50
1 006.51
211.56
229
🇲🇹   Birkirkara, Malta
4.47
921.98
869.18
230
4.47
517.43
260.14
231
🇳🇴   Bergen, Norway
4.43
1 218.76
833.11
232
🇮🇹   Bari, Italy
4.43
730.77
485.13
233
🇱🇻   Riga, Latvia
4.43
573.13
340.83
234
🇸🇰   Košice, Slovakia
4.35
864.81
497.92
235
🇮🇹   Genoa, Italy
4.34
526.47
575.32
236
🇱🇹   Vilnius, Lithuania
4.34
1 224.85
539.05
237
🇨🇾   Limassol, Cyprus
4.30
1 538.13
1 086.47
238
🇸🇪   Stockholm, Sweden
4.30
1 955.47
1 002.09
239
🇮🇹   Venice, Italy
4.29
1 024.45
543.24
240
🇮🇹   Rome, Italy
4.28
1 247.54
760.92
241
🇸🇰   Bratislava, Slovakia
4.28
1 225.04
637.29
242
🇩🇪   Düsseldorf, Germany
4.24
2 219.83
894.83
243
🇨🇳   Chongqing, China
4.24
460.21
168.56
244
🇮🇹   Catania, Italy
4.24
398.45
379.82
245
🇳🇱   Eindhoven, Netherlands
4.21
1 234.44
1 075.38
246
🇮🇱   Petah Tikva, Israel
4.20
2 495.95
960.44
247
🇱🇹   Kaunas, Lithuania
4.20
728.90
415.55
248
🇨🇳   Shanghai, China
4.19
2 632.60
495.10
249
🇳🇱   The Hague, Netherlands
4.18
1 252.13
1 297.53
250
🇭🇷   Zagreb, Croatia
4.18
985.49
560.92
251
🇮🇪   Kildare, Ireland
4.17
831.58
1 092.20
252
🇨🇳   Shenzhen, China
4.16
2 088.05
394.10
253
🇩🇪   Nuremberg, Germany
4.16
1 856.02
648.72
254
🇩🇪   Essen, Germany
4.11
1 076.80
499.73
255
🇰🇷   Ulsan, South Korea
4.10
882.83
186.18
256
🇸🇪   Gothenburg, Sweden
4.09
1 317.43
745.65
257
🇩🇪   Cologne, Germany
4.08
1 788.48
785.63
258
🇫🇷   Marseille, France
4.07
1 137.23
617.03
259
🇩🇪   Bremen, Germany
4.07
1 373.25
507.51
260
🇮🇹   Turin, Italy
4.05
638.05
529.43
261
🇰🇷   Busan, South Korea
4.03
2 432.14
289.59
262
🇩🇰   Copenhagen, Denmark
3.99
1 694.97
1 409.41
263
🇮🇪   Dublin, Ireland
3.99
1 861.15
1 874.74
264
🇳🇴   Trondheim, Norway
3.98
1 921.01
1 018.49
265
🇨🇳   Wuhan, China
3.98
717.85
250.74
266
🇨🇳   Suzhou, China
3.98
1 079.72
210.05
267
🇫🇷   Paris, France
3.97
2 816.43
1 068.43
268
🇮🇹   Bologna, Italy
3.96
985.69
741.98
269
🇧🇪   Ghent, Belgium
3.96
978.25
721.09
270
🇨🇳   Guangzhou, China
3.96
1 287.02
278.68
271
🇸🇮   Ljubljana, Slovenia
3.96
1 400.55
709.00
272
🇳🇱   Amsterdam, Netherlands
3.95
2 511.27
1 635.51
273
🇳🇱   Rotterdam, Netherlands
3.91
1 327.42
1 267.56
274
🇫🇷   Nice, France
3.90
1 304.97
932.60
275
🇫🇷   Lyon, France
3.89
1 265.07
622.74
276
🇩🇪   Duisburg, Germany
3.88
1 082.85
429.47
277
🇦🇹   Linz, Austria
3.87
1 268.17
639.12
278
🇨🇳   Beijing, China
3.84
2 193.23
457.69
279
🇭🇷   Split, Croatia
3.84
1 200.17
628.22
280
🇩🇪   Stuttgart, Germany
3.84
1 611.81
945.27
281
🇽🇰   Pristina, Kosovo
3.83
401.17
253.87
282
🇮🇹   Florence, Italy
3.82
1 307.89
722.11
283
🇩🇪   Frankfurt, Germany
3.80
1 553.78
952.00
284
🇪🇸   Zaragoza, Spain
3.80
706.01
595.74
285
🇰🇷   Gwangju, South Korea
3.80
1 653.46
310.08
286
🇩🇪   Leipzig, Germany
3.80
832.88
540.52
287
🇧🇪   Brussels, Belgium
3.80
1 377.69
918.47
288
🇫🇷   Montpellier, France
3.79
1 297.58
662.06
289
🇫🇷   Nantes, France
3.78
1 093.06
607.83
290
🇩🇪   Dortmund, Germany
3.77
677.20
539.48
291
🇩🇪   Hanover, Germany
3.77
951.77
694.86
292
🇪🇸   Valencia, Spain
3.75
658.95
814.73
293
🇫🇮   Helsinki, Finland
3.74
1 587.60
893.73
294
3.74
1 201.64
860.51
295
🇩🇪   Dresden, Germany
3.72
1 122.07
505.28
296
🇪🇸   Madrid, Spain
3.71
1 219.40
994.61
297
🇩🇪   Hamburg, Germany
3.70
1 815.25
870.17
298
🇭🇰   Hong Kong, Hong Kong
3.70
4 932.00
1 617.76
299
🇰🇷   Daejeon, South Korea
3.68
1 290.82
270.10
300
🇩🇪   Berlin, Germany
3.66
1 836.57
965.62

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